Loan providers offers several different solutions for you who are in need of a loan. If you have an card, you can apply for an account credit or a credit card. If you need to borrow money for accommodation. If you want to borrow for movable property or other consumption, you can apply for Loan providers customer loan, a private loan without collateral.
Private loans up to 350,000
A private loan (blank loan) at loan providers can be taken at between 20,000 – 350,000, without collateral. The interest rate on providers blank loan is variable and is set individually. The loan can be subscribed for with a maturity of between 3-12 years.
Applications for loans are made online with or without mobile ID. A preliminary message is provided immediately. All applications involve obtaining credit information.
The bank does not charge any lay-up fees or newspaper fees. There is also the possibility to insure their loan through a loan protection. It can be good for unforeseen events that can lead to difficulties in paying, eg unemployment or illness leading to worsening income.
In order to borrow money from loan providers, certain requirements must be met. You must have turned 18 and have a fixed income. You also may not have any active payment notes. The higher your income, the more money you can borrow from the bank.
You as a borrower have the right to redeem loans at no cost at any time. It is also good to make extra amortization to lower your future interest costs. Everyone who has a loan with the bank receives double bonus when they use and trade.
The private loan can be used as a car loan, boat loan or to solve other more expensive credits. It is up to you to decide what the borrowed money should be used for.
The minimum loan amount is 200,000 and you can apply for a maximum of 8 million online loans.
If you need to borrow more or apply for a loan to a holiday home, you must call and talk to the customer service.
The mortgage ceiling is by default 85% of the property’s market value. If you already have and want to move mortgages to loan providers does not apply to the mortgage ceiling. On the other hand, you will be forced to repay yourself to 70% mortgages according to a 15-year straight repayment arrangement.
Loan commitment valid for 3 months
If you are going to buy a new house, it is good to obtain a loan promise. It is also something that offers. Loan commitments can be granted up to 85% of the value of the home and provide security both for you and the broker for bidding. An approved loan promise is valid for 3 months.
The size of a loan promise amount is always based on the financial conditions that your household has. If you are two people who will be living in the house or the tenant-owner’s apartment, it is usually advantageous to apply together.
A loan promise can be converted directly into a mortgage loan if the bid is won. It assumes, however, that you have provided correct information and your ability to pay has not been worse since the promise was made.
Just as for the private loan, all customers who have mortgages through the bank receive double bonus when they shop and use cards.
Loans for down payment or bridge loans
When writing a purchase contract, it is customary to pay a down payment. If you need to borrow it, you can do so at loan providers. That loan is a short loan and must be paid back on the day of the entry to your new accommodation.
If you have not been able to sell your old residence before the date of access to the new one, a situation may arise where you have to pay for double accommodation. On such occasions, loan providers offers a so-called bridge loan.